Our Services:

Under the Request Form you will find a quick overview of our services to help you discover which one suits you best.

From personal property to commercial liabilities, we offer a wide range of insurance products to cover all aspects of your life and business.

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Personal Insurance:

Auto Insurance

covers your vehicle against damage, theft, and accidents. It includes liability coverage (for bodily injury or property damage to others), collision coverage (for your own vehicle), and comprehensive coverage (for non-collision incidents like theft or natural disasters)
Crucial for protecting yourself and others on the road.

Home Insurance

Provides coverage for your home and its contents.
It protects against damage to your house (e.g., due to fire, storms, or vandalism), liability (if someone gets injured on your property) and covers personal belongings.
Essential for homeowners to safeguard their investment and provide financial protection.

Umbrella Insurance

Provides an extra layer of protection beyond primary policies (home or auto insurance).
It covers claims related to bodily injury, emotional stress, libel, slander, and accidental damage to another person’s property.
Valuable addition to your insurance portfolio, especially when existing policy limits are exhausted.

Commercial Insurance:

General Liability

Protects a business from claims of property damage and bodily injury.
Covers legal responsibility if someone’s property gets damaged while visiting your business or if your business is responsible for non-employee injuries.
Also handles claims related to reputational harm, advertising injury, and copyright infringement.
Often required by financial lenders, landlords, licensing boards, and business clients.

Professional Liability Insurance (Errors & Omissions)

Protects professionals (e.g., consultants, lawyers, doctors) against claims of negligence or mistakes.
Covers legal costs, settlements, and judgments related to professional errors.
Essential for those providing advice or services to clients.

Workers' Compensation

Provides coverage for employee injuries or illnesses that occur during work.
Pays for medical expenses, lost wages, and rehabilitation.
Helps businesses comply with legal requirements and supports employees in case of work-related accidents.

Business Property

Protects the physical location of your business and business equipment.
Covers owned and leased equipment, tools, inventory, supplies, valuable papers, and records.
Also includes outdoor fixtures like signs and fences.

Commercial Auto Insurance

Provides coverage for vehicles used for business purposes. Typically protects against damages and liabilities resulting from accidents, theft, vandalism, or other incidents involving company-owned or leased vehicles.
It covers vehicles such as cars, trucks, vans, and specialty vehicles used by businesses for transportation or delivery purposes.
Commercial auto insurance helps businesses manage the financial risks associated with operating vehicles in the course of their operations, ensuring protection for both the vehicles and the employees driving them.

Cyber Liability Insurance

Addresses risks related to data breaches, cyberattacks, and privacy violations.
Covers costs associated with data recovery, legal fees, and notifying affected parties.
Vital for businesses that handle sensitive customer information or rely on digital systems.

Keep in mind that different situations call for different insurance requirements, so speaking with an expert in insurance is crucial to figuring out what kind of coverage is best for you and your family. Please feel free to ask any particular queries you may have regarding insurance plans!